Income statement
(Million euros)
NET INTEREST INCOME
Net fees and commissions
Net trading income
Other income/expenses
GROSS INCOME
Operating costs
Personnel expenses
General and administrative expenses
Depreciation and amortization
OPERATING INCOME
Impairment on financial assets (net)
Provisions (net) and other gains/losses
INCOME BEFORE TAX
Income tax
NET INCOME
Minority interests
NET ATTRIBUTABLE PROFIT
(1) At constant exchange rate.
Balance sheet
(Million euros)
Cash and balances with central banks
Financial assets
Loans and receivables
• Loans and advances to customers
• Loans and advances to credit institutions
and other
Tangible assets
Other assets (2)
TOTAL ASSETS/LIABILITIES AND EQUITY
Deposits from central banks and credit
institutions
Deposits from customers
Debt certificates
Subordinated liabilities
Other liabilities (2)
Minority interests
Economic capital allocated
(1) At constant exchange rate.
(2) Including inter-area positions.
1Q09
Mexico
Δ% Δ% (1)
Mexico
816 (8.4) 6.0 891 806 (9.2) 5.1 888 9 179.6 223.5 3
263 (12.4) 1.4 301 251 (10.5) 3.5 281 11 (8.7) 5.7 12
116 (36.0) (25.9) 181 94 (38.4) (28.8) 153 22 (22.7) (10.6) 28
30 (5.8) 9.0 32 (33) 155.9 196.0 (13) 67 1.2 17.1 66
1,225 (12.7) 1.0 1,404 1,119 (14.5) (1.1) 1,309 108 (0.8) 14.8 109
(396) (11.8) 2.1 (449) (362) (12.6) 1.1 (414) (35) (26.5) (15.0) (47)
(187) (14.0) (0.5) (218) (171) (17.3) (4.3) (207) (17) 44.1 66.7 (11)
(193) (5.4) 9.4 (204) (176) (2.8) 12.5 (181) (18) (50.1) (42.2) (35)
(16) (42.2) (33.1) (27) (15) (43.0) (34.1) (26) (1) 1.7 17.7 (1)
829 (13.2) 0.4 955 757 (15.4) (2.1) 894 74 18.7 37.3 62
(358) 64.6 90.5 (217) (358) 64.6 90.5 (217) - - - -
(6) (85.5) (83.2) (42) (6) (86.4) (84.3) (42) - n.m. n.m. -
465 (33.1) (22.6) 695 393 (38.1) (28.3) 634 73 18.1 36.6 62
(101) (47.7) (39.5) (194) (82) (53.5) (46.2) (176) (20) 10.0 27.3 (18)
363 (27.5) (16.1) 501 311 (32.1) (21.5) 458 54 21.4 40.4 44
(0) 67.6 93.9 - - (35.3) (25.1) - - 229.7 281.4 -
363 (27.5) (16.1) 501 311 (32.1) (21.5) 458 53 20.9 39.9 44
31-03-09
Mexico
Δ% Δ% (1)
Memorandum item:
Banking business Pensions and Insurance
(1)
(1)
1Q08 1Q09 Δ% Δ% Δ% Δ% 1Q08
4,972 0.9 12.0 4,930 4,972 0.9 12.0 4,930 - (13.0) (3.5) -
22,869 12.8 25.2 20,276 19,920 12.8 25.3 17,657 3,251 10.1 22.3 2,952
32,988 8.9 20.9 30,300 32,863 8.9 20.9 30,185 201 5.5 17.1 191
28,126 0.9 12.0 27,876 28,012 0.9 12.0 27,770 115 8.2 20.2 106
4,862 100.6 122.7 2,424 4,851 100.9 123.0 2,415 87 2.0 13.2 85
735 (1.2) 9.7 744 729 (1.4) 9.5 739 6 32.0 46.6 4
1,867 4.0 15.5 1,796 2,234 48.6 65.0 1,503 129 28.4 42.5 101
63,431 9.3 21.3 58,046 60,717 10.4 22.5 55,015 3,587 10.4 22.6 3,248
10,649 (2.2) 8.6 10,888 10,649 (2.2) 8.6 10,888 - - - -
31,947 1.4 12.6 31,515 32,022 1.4 12.5 31,591 - - - -
3,190 27.7 41.7 2,499 3,190 27.7 41.7 2,499 - - - -
1,508 (7.8) 2.4 1,635 1,945 36.6 51.6 1,424 - - - -
13,455 56.4 73.7 8,601 10,475 77.4 97.0 5,905 3,341 9.7 21.8 3,044
1 2.3 13.5 1 1 1.2 12.3 1 - n.m. n.m. -
2,681 (7.8) 2.4 2,906 2,435 (10.0) (0.1) 2,706 246 20.8 34.1 204
Memorandum item:
Banking business Pensions and Insurance
(1)
(1)
31-03-08 31-03-09 Δ% Δ% Δ% Δ% 31-03-08
1Q09 1Q08
31-03-09 31-03-08
1Q09
37
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