Income statement
(Million euros)
NET INTEREST INCOME
Net fees and commissions
Net trading income
Other income/expenses
GROSS INCOME
Operating costs
Personnel expenses
General and administrative expenses
Depreciation and amortization
OPERATING INCOME
Impairment on financial assets (net)
Provisions (net) and other gains/losses
INCOME BEFORE TAX
Income tax
NET INCOME
Minority interests
NET ATTRIBUTABLE PROFIT
MEMORANDUM ITEM: NET ATTRIBUTABLE PROFIT
EXCLUDING AMORTIZATION OF THE INTANGIBLE ASSETS
(1) At constant exchange rate.
Balance sheet
(Million euros)
Cash and balances with central banks
Financial assets
Loans and receivables
•Loans and advances to customers
•Loans and advances to credit institutions and other
Tangible assets
Other assets (2)
TOTAL ASSETS/LIABILITIES AND EQUITY
Deposits from central banks and credit institutions
Deposits from customers
Debt certificates
Subordinated liabilities
Other liabilities (2)
Minority interests
Economic capital allocated
(1) At constant exchange rate.
(2) Including inter-area positions.
The United States
1Q09
Δ%
The United States
379 19.0 3.6 318
145 5.6 (8.1) 137
23 (37.0) (45.2) 36
(3) n.m. n.m. 7
543 8.8 (5.3) 499
(339) 7.3 (6.7) (316)
(178) 11.2 (3.3) (160)
(107) 10.5 (3.8) (97)
(55) (8.6) (20.5) (60)
204 11.5 (3.0) 183
(126) 118.8 90.3 (58)
(15) n.m. n.m. 3
62 (51.4) (57.7) 128
(20) (55.2) (61.0) (44)
42 (49.4) (56.0) 84
- (100.0) (100.0) -
42 (49.4) (56.0) 84
63 (42.7) (43.3) 110
31-03-09
Δ%
The United States
442 (4.7) (19.8) 464
9,312 12.4 (5.4) 8,282
32,938 27.5 7.3 25,825
31,996 28.3 8.0 24,941
942 6.5 (10.4) 885
803 20.6 1.5 666
1,510 42.4 19.8 1,061
45,006 24.0 4.4 36,298
7,880 30.6 9.9 6,035
30,274 23.1 3.6 24,598
831 (26.0) (37.7) 1,123
1,209 24.5 4.8 971
2,391 27.2 7.0 1,880
- (100.0) (100.0) 1
2,420 43.2 20.6 1,690
Δ% (1)
Δ% (1)
1Q08
31-03-08
1Q09
41
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