48
1Q09
Income statement
(Million euros)
NET INTEREST INCOME
Net fees and commissions
Net trading income
Other income/expenses
GROSS INCOME
Operating costs
Personnel expenses
General and administrative expenses
Depreciation and amortization
OPERATING INCOME
Impairment on financial assets (net)
Provisions (net) and other gains/losses
INCOME BEFORE TAX
Income tax
NET INCOME
Minority interests
NET ATTRIBUTABLE PROFIT
One-off operations (1)
NET ATTRIBUTABLE PROFIT (except one-off operations)
(1) In 2008, capital gains from Bradesco.
Balance sheet
(Million euros)
Cash and balances with central banks
Financial assets
Loans and receivables
•Loans and advances to customers
•Loans and advances to credit institutions and other
Inter-area positions
Tangible assets
Other assets
TOTAL ASSETS/LIABILITIES AND EQUITY
Deposits from central banks and credit institutions
Deposits from customers
Debt certificates
Subordinated liabilities
Inter-area positions
Other liabilities
Minority interests
Valuation adjustments
Shareholders' funds
Economic capital allocated
Corporate Activities
1Q09
Δ%
2 n.m. (230)
(20) n.m. 1
(52) n.m. 122
1 (86.3) 10
(68) (30.1) (97)
(215) 1.4 (211)
(139) (4.8) (146)
(29) (1.4) (29)
(47) 28.5 (37)
(283) ,
(8.5) (309)
(118) 73.8 (68)
(49) n.m. 690
(450) n.m. 313
129 n.m. (68)
(320) n.m. 245
3 n.m. (1)
(318) n.m. 244
- (100.0) 509
(318) 20.0 (265)
31-03-09
Δ%
236 n.m. (1,710)
22,012 26.0 17,471
2,577 (52.9) 5,466
185 (92.1) 2,332
2,392 (23.7) 3,134
(9,416) n.m. -
3,543 98.2 1,788
15,080 48.8 10,138
34,032 2.7 33,153
,
13,893 (13.8) 16,126
2,396 82.5 1,313
99,180 8.0 91,791
6,881 10.2 6,246
(91,703) (0.1) (91,772)
(4,331) n.m. 1,956
512 28.2 399
(492) n.m. 118
26,505 12.2 23,620
(18,809) 13.0 (16,644)
1Q08
31-03-08
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