Income statement
Corporate Activities
(Million euros) Jan.-Sep. 09
Δ%
Jan.-Sep. 08
NET INTEREST INCOME
Net fees and commissions
Net trading income
Other income/expenses
GROSS INCOME
Operating costs
Personnel expenses
General and administrative expenses
Depreciation and amortization
OPERATING INCOME
Impairment on financial assets (net)
Provisions (net) and other gains/losses
INCOME BEFORE TAX
Income tax
NET INCOME
Minority interests
NET ATTRIBUTABLE PROFIT
One-off operations (1)
NET ATTRIBUTABLE PROFIT (except one-off operations)
1) In 2008, capital gains from Bradesco and extraordinary charges for early retirements.
Balance sheet
(Million euros) 30-09-09
Δ%
30-09-08
Cash and balances with central banks
Financial assets
Loans and receivables
•Loans and advances to customers
•Loans and advances to credit institutions and other
Inter-area positions
Tangible assets
Other assets
TOTAL ASSETS/LIABILITIES AND EQUITY
Deposits from central banks and credit institutions
Deposits from customers
Debt certificates
Subordinated liabilities
Inter-area positions
Financial liabilities held for trading
Other liabilities
Valuation adjustments
Shareholders' funds
Economic capital allocated
302 n.m. (769)
(80) n.m. (16)
179 (45.0) 326
139 (30.1) 199
540 n.m. (260)
(649) 7.9 (601)
(410) (1.5) (416)
(88) 26.8 (69)
(151) 30.5 (115)
(109) ,
(87.4) (861)
(257) n.m. (48)
(380) n.m. 218
(746) 7.9 (691)
374 30.8 286
(372) (8.3) (406)
11 n.m. (7)
(361) (12.6) (413)
- (100.0) 180
(361) (39.1) (592)
1,716 (70.7) 5,861
33,648 77.9 18,916
359 (92.6) 4,829
130 (90.4) 1,346
230 (93.4) 3,483
(20,055) 167.4 (7,500)
3,093 64.3 1,882
14,624 37.4 10,640
33,385 (3.6) 34,629
,
21,335 (1.1) 21,580
2,193 163.9 831
92,554 1.9 90,873
8,327 44.1 5,778
(96,139) 6.1 (90,627)
(1,959) n.m. (295)
162 (68.7) 517
(543) 121.1 (246)
26,482 13.7 23,297
(19,028) 11.4 (17,080)
3Q09
51
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