PROFILE
Corporate Responsibility Report 2008
3
BBVA,
A GLOBAL
GROUP
The BBVA Group, a global financial entity, has an
outstanding position in Spain and Latin America
and a growing presence in the United States and
Asia. The Group employs 108,972 people
throughout the world and has 48.2 million
customers and over 900,000 shareholders.
Basic Group Data
Earnings (million euros)
Gross income
Net operating income
Pre-tax profit
Net attributable profit
Operations
Number of operating countries
Number of shareholders
Number of customers (millions)
Number of employees
Number of cards (debit and credit)millions
Number of branches
Number of major suppliers
Other data
Market capitalisation
(million euros)
Earnings per share
P/BV(Price/ book value)
ROE-Return on
Equity
Cost-to-income ratio
NPA
Business volume per
employee (million euros)
Dividends
Personnel costs
Corporate income tax
Scope: BBVA Group
United States
Employees 12,461
Branches
601
2008 2007 2006
18,978 17,271 15,143
10,523 9,441 8,340
6,926 8,495 7,030
5,020 6,126 4,736
32 31 32
903,897 889,734 864,226
48.2 47.4 42.4
108,972 111,913 98,553
44.69 40.99 35.02
7,787 8,028 7,499
3,493 3,248 3,329
32,457 62,816 64,788
1.35 1.70 1.39
1.2 2.5 3.6
21.5 34.2 37.6
44.6 45.3 44.9
2.12 0.89 0.83
7.7 7.2 7.0
1,878 2,717 2,220
4,716 4,335 3,989
1,541 2,080 2,059
Mexico
Employees
Branches
34,535
2,052
Panama
Employees
Branches
Colombia
Employees
Branches
312
18
Ecuador
Employees
Branches
6,093
415
Peru
Employees
Branches
Chile
Employees
Branches
The Group's major milestones in 2008
216
12
5,553
264
5,325
252
Havana
H1 H2 H3 H4
Streamlining of
the retail
network in
Spain and
Portugal
Governance Structure
Chairman & CEO
President & COO
Business Areas
Spain & Portugal
Wholesale Banking &
Asset Management
Mexico
United States
South America
Financial Management
Risk
Approval of the
CRR Strategic
Plan by the
board of
directors
Chairman’s
Areas
New York
Full integration
of the 4 US
banks under the
BBVA Compass
brand
Puerto Rico
Employees
Branches
Venezuela
Employees
Branches
Reinforcement
of alliance with
China's CITIC
Group
General Secretary
Legal Service, Taxation,
Audit & Compliance
Communication & Image
Chairman’s Office
Accounting & Compliance
Institutional relations
Corporate Strategy &
Development
HR, IT & Operations
Innovation &
Development
910
40
São Paulo
6
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