Income statement
(Million euros)
NET INTEREST INCOME
Net fees and commissions
Net trading income
Other income/expenses
GROSS INCOME
Operating costs
Personnel expenses
General and administrative expenses
Depreciation and amortization
OPERATING INCOME
Impairment on financial assets (net)
Provisions (net) and other gains/losses
INCOME BEFORE TAX
Income tax
NET INCOME
Minority interests
NET ATTRIBUTABLE PROFIT
(1) At constant exchange rate.
Balance sheet
(Million euros)
Cash and balances with central banks
Financial assets
Loans and receivables
• Loans and advances to customers
• Loans and advances to credit institutions
and other
Tangible assets
Other assets
TOTAL ASSETS/LIABILITIES AND EQUITY
Deposits from central banks and credit
institutions
Deposits from customers
Debt certificates
Subordinated liabilities
Financial liabilities held for trading
Other liabilities
Economic capital allocated
(1) At constant exchange rate.
1H09
Mexico
Δ% Δ% (1)
Mexico
1,683 (7.4) 5.2 1,816 1,663 (7.9) 4.6 1,806 21 100.2 127.5 11
535 (13.4) (1.7) 618 508 (12.0) 0.0 577 26 (9.5) 2.8 29
221 (10.2) 2.0 247 167 (16.6) (5.3) 201 54 17.3 33.2 46
64 58.8 80.5 40 (68) 46.2 66.1 (47) 138 15.0 30.7 120
2,503 (8.0) 4.5 2,721 2,271 (10.5) 1.6 2,538 239 16.4 32.3 206
(786) (11.4) 0.6 (887) (718) (12.1) (0.2) (817) (66) (26.0) (15.9) (89)
(374) (12.5) (0.6) (427) (341) (15.1) (3.6) (402) (32) 23.1 39.8 (26)
(379) (9.5) 2.8 (420) (346) (8.1) 4.4 (376) (32) (47.5) (40.4) (61)
(33) (19.6) (8.6) (40) (31) (20.3) (9.4) (39) (1) 3.0 17.0 (1)
1,717 (6.4) 6.4 1,834 1,552 (9.8) 2.5 1,720 174 48.7 69.0 117
(740) 65.3 87.7 (448) (740) 65.3 87.7 (448) - - - -
(15) (76.4) (73.2) (64) (15) (77.0) (73.9) (64) - n.m. n.m. -
962 (27.3) (17.4) 1,322 797 (34.0) (25.1) 1,208 173 48.4 68.6 117
(236) (36.5) (27.9) (372) (191) (43.9) (36.3) (340) (48) 45.3 65.1 (33)
725 (23.6) (13.3) 950 606 (30.2) (20.7) 868 125 49.6 70.0 84
(1) 104.3 132.0 - - (32.1) (22.8) - (1) n.m. n.m. -
724 (23.7) (13.3) 950 606 (30.2) (20.7) 868 125 49.0 69.3 84
30-06-09
Mexico
Δ% Δ% (1)
Units:
Banking business Pensions and Insurance
(1)
(1)
1H08 1H09 Δ% Δ% Δ% Δ% 1H08
7,780 48.9 70.2 5,226 7,780 48.9 70.2 5,225 - (13.0) (0.6) -
21,650 (1.0) 13.1 21,878 18,400 (3.8) 10.0 19,122 3,470 11.8 27.8 3,104
31,232 (3.4) 10.4 32,327 31,125 (3.4) 10.5 32,213 208 18.0 34.9 177
27,146 (8.5) 4.6 29,654 27,050 (8.5) 4.6 29,550 109 4.8 19.8 104
4,086 52.9 74.7 2,673 4,075 53.0 74.9 2,663 99 37.2 56.8 72
777 (1.6) 12.5 789 771 (1.7) 12.3 784 6 21.2 38.6 5
1,889 (0.8) 13.4 1,904 2,000 32.1 51.0 1,514 101 (6.3) 7.2 108
63,327 1.9 16.5 62,124 60,076 2.1 16.7 58,859 3,785 11.6 27.5 3,393
12,333 8.6 24.2 11,355 12,333 8.6 24.2 11,355 - - - -
31,456 (7.6) 5.6 34,051 31,545 (7.5) 5.7 34,113 - - - -
3,149 4.2 19.2 3,020 3,149 4.2 19.2 3,020 - - - -
1,956 15.3 31.8 1,696 1,935 38.9 58.8 1,393 - - - -
2,884 n.m. n.m. 660 2,884 n.m. n.m. 660 - - - -
8,829 6.0 21.2 8,326 5,800 5.6 20.7 5,494 3,532 10.4 26.3 3,198
2,721 (9.8) 3.2 3,015 2,431 (13.9) (1.6) 2,823 253 29.9 48.5 195
Units:
Banking business Pensions and Insurance
(1)
(1)
30-06-08 30-06-09 Δ% Δ% Δ% Δ% 30-06-08
1H09 1H08
30-06-09 30-06-08
2Q09
37
To view a Ceros magazine you need to have JavaScript enabled in your browser and have the flash player 8 or higher installed. To install the latest flash player, click the icon above, install the flash plugin and then click here to refresh this page.