Income statement
(Million euros)
NET INTEREST INCOME
Net fees and commissions
Net trading income
Other income/expenses
GROSS INCOME
Operating costs
Personnel expenses
General and administrative expenses
Depreciation and amortization
OPERATING INCOME
Impairment on financial assets (net)
Provisions (net) and other gains/losses
INCOME BEFORE TAX
Income tax
NET INCOME
Minority interests
NET ATTRIBUTABLE PROFIT
MEMORANDUM ITEM: NET ATTRIBUTABLE PROFIT
EXCLUDING AMORTIZATION OF THE INTANGIBLE ASSETS
(1) At constant exchange rate.
Balance sheet
(Million euros)
Cash and balances with central banks
Financial assets
Loans and receivables
•Loans and advances to customers
•Loans and advances to credit institutions and other
Tangible assets
Other assets
TOTAL ASSETS/LIABILITIES AND EQUITY
Deposits from central banks and credit institutions
Deposits from customers
Debt certificates
Subordinated liabilities
Financial liabilities held for trading
Other liabilities
Economic capital allocated
(1) At constant exchange rate.
The United States
1H09
Δ%
The United States
743 17.2 2.1 634
279 3.7 (9.7) 269
75 (5.8) (18.0) 80
(24) n.m. n.m. 15
1,072 7.5 (6.4) 998
(648) 1.9 (11.3) (636)
(335) 4.5 (9.0) (320)
(207) 4.7 (8.8) (197)
(106) (10.1) (21.7) (118)
425 17.4 2.3 362
(277) 124.5 95.5 (123)
(21) n.m. n.m. 6
127 (48.0) (54.7) 244
(42) (47.8) (54.6) (80)
85 (48.1) (54.8) 164
- n.m. n.m. -
85 (48.1) (54.8) 164
125 (41.8) (42.4) 214
30-06-09
Δ%
The United States
420 (1.1) (11.3) 425
7,617 (5.3) (15.1) 8,047
30,326 12.7 1.1 26,900
29,546 14.2 2.4 25,873
780 (24.0) (31.9) 1,027
746 12.0 0.4 666
1,354 9.2 (2.1) 1,240
40,463 8.5 (2.7) 37,278
6,354 (10.0) (19.3) 7,062
27,547 11.8 0.2 24,640
938 (16.3) (25.0) 1,120
1,014 8.6 (2.6) 933
207 185.3 155.8 73
1,962 17.8 5.6 1,665
2,441 36.9 22.7 1,783
Δ% (1)
Δ% (1)
1H08
30-06-08
2Q09
41
To view a Ceros magazine you need to have JavaScript enabled in your browser and have the flash player 8 or higher installed. To install the latest flash player, click the icon above, install the flash plugin and then click here to refresh this page.