48
2Q09
Income statement
(Million euros)
NET INTEREST INCOME
Net fees and commissions
Net trading income
Other income/expenses
GROSS INCOME
Operating costs
Personnel expenses
General and administrative expenses
Depreciation and amortization
OPERATING INCOME
Impairment on financial assets (net)
Provisions (net) and other gains/losses
INCOME BEFORE TAX
Income tax
NET INCOME
Minority interests
NET ATTRIBUTABLE PROFIT
One-off operations (1)
NET ATTRIBUTABLE PROFIT (except one-off operations)
(1) In 2008, capital gains from Bradesco.
Balance sheet
(Million euros)
Cash and balances with central banks
Financial assets
Loans and receivables
•Loans and advances to customers
•Loans and advances to credit institutions and other
Inter-area positions
Tangible assets
Other assets
TOTAL ASSETS/LIABILITIES AND EQUITY
Deposits from central banks and credit institutions
Deposits from customers
Debt certificates
Subordinated liabilities
Inter-area positions
Financial liabilities held for trading
Other liabilities
Valuation adjustments
Shareholders' funds
Economic capital allocated
Corporate Activities
1H09
Δ%
192 n.m. (484)
(60) n.m. (7)
79 (70.3) 265
139 50.1 93
349 n.m. (133)
(423) 4.8 (404)
(270) (3.8) (281)
(53) (0.7) (54)
(99) 44.1 (69)
(74) (86.3) (537)
(199) n.m. (18)
(280) n.m. 225
(552) 67.0 (331)
262 124.0 117
(291) 35.9 (214)
7 (16.9) 9
(283) 38.1 (205)
- (100.0) 180
(283) (26.4) (385)
30-06-09
Δ%
4,489 n.m. (304)
29,104 70.1 17,112
1,819 (77.5) 8,089
120 (96.9) 3,862
1,699 (59.8) 4,228
(19,275) 247.4 (5,549)
3,133 68.9 1,854
15,102 54.9 9,752
34,373 11.0 30,955
,
18,121 11.4 16,265
4,036 n.m. 958
96,396 8.7 88,712
7,166 22.7 5,840
(95,621) 6.4 (89,845)
(1,795) n.m. 1,580
(1,452) n.m. 1,957
(702) (7.1) (756)
26,584 13.8 23,361
(18,360) 7.3 (17,116)
1H08
30-06-08
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