40
4Q09
Income statement
(Million euros)
NET INTEREST INCOME
Net fees and commissions
Net trading income
Other income/expenses
GROSS INCOME
Operating costs
Personnel expenses
General and administrative expenses
Depreciation and amortization
OPERATING INCOME
Impairment on financial assets (net)
Provisions (net) and other gains/losses
INCOME BEFORE TAX
Income tax
NET INCOME
Minority interests
NET ATTRIBUTABLE PROFIT
(1) At constant exchange rate.
Balance sheet
(Million euros)
Cash and balances with central banks
Financial assets
Loans and receivables
• Loans and advances to customers
• Loans and advances to credit institutions
and other
Tangible assets
Other assets
TOTAL ASSETS/LIABILITIES AND EQUITY
Deposits from central banks and credit
institutions
Deposits from customers
Debt certificates
Subordinated liabilities
Financial liabilities held for trading
Other liabilities
Economic capital allocated
(1) At constant exchange rate.
2009
Mexico
Δ% Δ% (1)
Mexico
3,307 (11.0) 2.7 3,716 3,251 (11.8) 1.8 3,686 53 75.0 101.9 30
1,077 (9.4) 4.6 1,189 1,024 (8.0) 6.2 1,113 51 (14.9) (1.8) 60
370 (1.4) 13.7 376 266 (7.2) 7.1 287 104 17.0 35.0 89
116 (24.6) (13.0) 154 (131) 64.6 89.9 (80) 256 (8.4) 5.7 280
4,870 (10.4) 3.4 5,435 4,411 (11.9) 1.7 5,007 464 1.1 16.7 459
(1,551) (13.8) (0.6) (1,800) (1,423) (13.9) (0.7) (1,653) (127) (25.8) (14.4) (172)
(725) (14.0) (0.7) (843) (661) (15.4) (2.4) (781) (63) 0.3 15.8 (63)
(761) (14.0) (0.7) (885) (699) (12.7) 0.7 (801) (62) (41.9) (33.0) (106)
(65) (10.5) 3.2 (73) (63) (11.0) 2.7 (71) (2) 1.4 17.0 (2)
3,319 (8.7) 5.4 3,634 2,988 (10.9) 2.8 3,354 336 17.3 35.3 287
(1,525) 37.4 58.5 (1,110) (1,525) 37.4 58.5 (1,110) - - - -
(21) (15.7) (2.7) (25) (21) (18.6) (6.1) (25) (1) n.m. n.m. -
1,773 (29.1) (18.1) 2,499 1,442 (35.0) (25.0) 2,218 336 17.0 35.0 287
(411) (26.5) (15.2) (560) (325) (33.1) (22.8) (485) (88) 14.7 32.4 (76)
1,361 (29.8) (19.0) 1,939 1,118 (35.5) (25.6) 1,733 248 17.9 36.0 210
(2) 45.1 67.4 (1) - (35.7) (25.8) (1) (2) 98.3 128.8 (1)
1,359 (29.9) (19.1) 1,938 1,117 (35.5) (25.6) 1,733 246 17.5 35.6 210
31-12-09
Mexico
Δ% Δ% (1)
Units:
Banking business Pensions and Insurance
(1)
(1)
2008 2009 Δ% Δ% Δ% Δ% 2008
6,236 15.8 13.9 5,387 6,236 15.8 13.9 5,387 - (25.0) (26.2) -
23,564 13.2 11.3 20,825 20,053 10.6 8.8 18,133 3,725 24.7 22.7 2,987
30,764 (4.3) (5.8) 32,145 30,619 (4.5) (6.0) 32,050 196 21.3 19.3 162
27,373 0.8 (0.8) 27,151 27,293 0.8 (0.8) 27,066 95 12.5 10.7 84
3,391 (32.1) (33.2) 4,994 3,326 (33.3) (34.3) 4,984 101 30.9 28.7 77
753 6.3 4.5 709 747 6.2 4.4 703 7 17.7 15.8 6
1,539 (6.1) (7.6) 1,638 1,819 (2.2) (3.8) 1,861 113 14.7 12.8 98
62,857 3.5 1.9 60,704 59,474 2.3 0.7 58,134 4,041 24.2 22.2 3,253
10,641 16.2 14.3 9,160 10,641 16.2 14.3 9,160 - (100.0) (100.0) -
31,998 (1.4) (3.0) 32,466 32,037 (1.5) (3.1) 32,533 - - - -
3,187 1.9 0.3 3,127 3,187 1.9 0.3 3,127 - - - -
1,499 (5.4) (7.0) 1,585 1,862 (1.0) (2.6) 1,881 - - - -
4,085 (0.6) (2.2) 4,110 4,085 (0.6) (2.2) 4,110 - n.m. n.m. -
8,782 18.1 16.2 7,437 5,259 10.8 9.0 4,746 3,818 26.9 24.9 3,008
2,664 (5.5) (7.0) 2,818 2,403 (6.7) (8.2) 2,576 223 (9.1) (10.6) 245
Units:
Banking business Pensions and Insurance
(1)
(1)
31-12-08 31-12-09 Δ% Δ% Δ% Δ% 31-12-08
2009 2008
31-12-09 31-12-08
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