44
4Q09
Income statement
(Million euros)
NET INTEREST INCOME
Net fees and commissions
Net trading income
Other income/expenses
GROSS INCOME
Operating costs
Personnel expenses
General and administrative expenses
Depreciation and amortization
OPERATING INCOME
Impairment on financial assets (net) (2)
Provisions (net) and other gains/losses (2)
INCOME BEFORE TAX
Income tax
NET INCOME
Minority interests
NET ATTRIBUTABLE PROFIT
Net one-offs (2)
NET ATTRIBUTABLE PROFIT (excluding one-off operations)
The United States
(1) At constant exchange rate.
(2) In the fourth quarter of 2009, 533 million euros extraordinary allocation to provisions and 998 million euros goodwill impairment charge, both figures before tax.
Balance sheet
(Million euros)
Cash and balances with central banks
Financial assets
Loans and receivables
•Loans and advances to customers
•Loans and advances to credit institutions and other
Tangible assets
Other assets
TOTAL ASSETS/LIABILITIES AND EQUITY
Deposits from central banks and credit institutions
Deposits from customers
Debt certificates
Subordinated liabilities
Financial liabilities held for trading
Other liabilities
Economic capital allocated
(1) At constant exchange rate.
2009
Δ%
The United States
1,514 13.7 7.8 1,332
555 1.7 (3.5) 546
151 23.0 16.6 123
(35) n.m. n.m. 21
2,184 8.0 2.5 2,022
(1,309) (1.7) (6.7) (1,332)
(664) 0.4 (4.8) (662)
(440) 3.3 (2.0) (426)
(204) (16.1) (20.4) (244)
875 26.8 20.3 690
(1,419) 288.5 268.5 (365)
(1,056) n.m. n.m. (15)
(1,599) n.m. n.m. 309
528 n.m. n.m. (99)
(1,071) n.m. n.m. 211
- 150.0 137.1 -
(1,071) n.m. n.m. 211
(1,050) n.m. n.m. -
(21) n.m. n.m. 211
31-12-09
Δ%
The United States
857 33.7 38.4 641
6,761 (23.8) (21.2) 8,877
33,932 7.4 11.1 31,603
33,075 7.0 10.8 30,906
857 22.9 27.2 697
706 (7.9) (4.6) 767
2,272 55.3 60.7 1,463
44,528 2.7 6.3 43,351
3,743 (43.7) (41.7) 6,652
33,734 9.8 13.7 30,717
510 (23.0) (20.3) 661
864 (26.1) (23.5) 1,168
178 (40.8) (38.7) 301
2,973 51.0 56.3 1,970
2,526 34.2 38.9 1,882
Δ% (1)
Δ% (1)
2008
31-12-08
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